How to Navigate and Request a Credit Score for US Companies
Step 1: Begin Your Search
Search Fields: the US search requires more detailed input due to the lack of a unique identifier for companies. On the search screen, you'll find 12 fields to help match the company you're looking for. It's recommended to use at least two fields to narrow down the results.
Basic Search Options:
Company Name
State
City
Phone Number
Advanced Filter Options:
Zip Code
Address
Website
Charter Number (e.g., SOS Charter ID, Tax ID/MC#, USDOT)
Step 2: Refine Your Search
Office Type:
All
Exclude Branches
Exclude Franchises
Exclude Branches and Franchises
Company Status:
All
Active
Non-active
Alternate Name/Address:
Do not include alternate names
Include alternate names
Include alternate address
Sort By:
Relevance (most likely targeted)
Standard
Step 3: Review and Confirm
- Review the Results: After entering the details, a list of possible matches based on the information provided will be displayed. Review the list carefully to confirm the company you are searching for.
- Adjust the Search: If no matches meet your criteria, try adjusting your search by adding more details or changing the fields used.
Step 4: Request the Score
- Final Step: Once the correct company is identified, click the "Request Score" button to obtain the credit score or report.
Once the score is requested, you can find the following information:
Risk Score - will indicate a Low Risk, Moderate Risk or High Risk
The Credit Score system is designed to quickly assess a company's financial stability, using advanced statistical techniques to predict up to 70% of insolvencies 12 months in advance, thereby reducing bad debt risk. The score, ranging from 0 to 100, reflects the company's risk level, with higher scores indicating lower risk. It incorporates various factors like trade payment history, public data, and industry analysis, and is color-coded for easy interpretation, with green for low risk and red for high. The system uses a range of key metrics, including financials and legal filings, to ensure accurate creditworthiness evaluation. Scores are powered by Creditsafe.
Days Beyond Terms (DBT) is a proprietary score via Creditsafe that calculates the average of the number of days (past terms) a business takes to pay its suppliers.
How to Request a Credit Report for US Companies
If you find that you need further and more comprehensive details such as but not limited to Company Information, Financial Overview, Risk and Credit Score, recommended Credit Limit, Corporate record then you can choose to Request a Credit Report via the ezyCollect Portal. Once you click Request, the report will be available for you to download on the upper right hand corner. You will also receive a copy of the report via your email.
You will need to request for a credit score first in order to request and receive a credit report. Please note that requests for scores and reports will use 1 credit each in your monthly allocation.